Car insurance in Andorra
Third-party, third-party plus or comprehensive, with the right cover for your car.
In Andorra, motor liability insurance is mandatory to drive and to register a car. Overpaying is not: for the same driver and car, prices can vary a lot between insurers.
Tell us about your car and how you drive, and we come back with a comparison where cover levels, excess and assistance are explained in plain words.
What it covers
- Compulsory and voluntary liability
- Legal defence and damage claims
- Roadside assistance in Andorra, Spain and France
- Glass, theft and fire on extended plans
- Own damage with or without excess on comprehensive
What drives the price
- Cover level and excess
- Make, model, power and age of the car
- Driver’s age and years licensed
- Claims history
- Use and overnight parking
You need proof of insurance to register or transfer a vehicle in Andorra. If you are buying a car, ask us for the certificate early.
Car: what each level covers
Tap each level to see what’s included.
FAQ
Which cover level should I choose?
It depends on the car’s value and your appetite for risk. Third-party plus usually works for older cars; for new or financed cars, comprehensive avoids nasty surprises.
Does my Andorran policy cover me in Spain and France?
Andorran motor policies usually include European cover, but territorial scope and roadside assistance differ. We check it for you.
Related guides (in Spanish)
Cómo comparar seguros de coche en Andorra sin pagar de más
Guía práctica para comparar el seguro de coche en Andorra: qué mirar además del precio, cómo leer franquicias y qué datos tener a mano.
CocheTerceros, terceros ampliado o todo riesgo: qué seguro de coche elegir en Andorra
Diferencias entre las modalidades del seguro de coche y cómo decidir según el valor de tu coche, su financiación y cómo lo usas.
CocheComprar coche en Andorra: el certificado de seguro y los pasos para matricular
Qué papel juega el seguro cuando compras o cambias de titular un vehículo en Andorra y cómo evitar retrasos en la matriculación.
Compare your car insurance
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