@font-face{font-family:'Lilita One';font-style:normal;font-display:swap;font-weight:400;src:url(/assets/fonts/lilita-one-latin-ext-400-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Lilita One';font-style:normal;font-display:swap;font-weight:400;src:url(/assets/fonts/lilita-one-latin-400-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:400;src:url(/assets/fonts/nunito-latin-ext-400-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:400;src:url(/assets/fonts/nunito-latin-400-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:700;src:url(/assets/fonts/nunito-latin-ext-700-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:700;src:url(/assets/fonts/nunito-latin-700-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:800;src:url(/assets/fonts/nunito-latin-ext-800-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:800;src:url(/assets/fonts/nunito-latin-800-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:900;src:url(/assets/fonts/nunito-latin-ext-900-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Nunito';font-style:normal;font-display:swap;font-weight:900;src:url(/assets/fonts/nunito-latin-900-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
/* Super Seguros — design system (logo palette: hero red, sky blue, deep navy, gold) */
:root{
  --navy:#061A4D; --navy2:#0A2A6E; --navy3:#0E3A92; --blue:#0B63E5; --sky:#22B4FF; --sky2:#BDE8FF;
  --red:#E3191F; --red2:#B30F15; --gold:#FFC23D; --gold2:#E59A00;
  --paper:#F3F7FF; --card:#FFFFFF; --ink:#0B1640; --muted:#56628C; --line:#D9E3FA; --ok:#0FA36B; --wa:#25D366;
  --r:22px; --r-s:14px;
  --display:'Lilita One','Arial Black',system-ui,sans-serif; --body:'Nunito',system-ui,-apple-system,'Segoe UI',sans-serif;
  --sh:0 18px 40px -22px rgba(6,26,77,.45); --sh-s:0 8px 18px -10px rgba(6,26,77,.35);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{background:var(--paper);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:clip}
img,svg{max-width:100%;display:block}
a{color:inherit}
button{font:inherit;cursor:pointer;border:0;background:none;color:inherit}
input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;top:8px;background:var(--gold);color:var(--navy);padding:8px 14px;border-radius:10px;z-index:200;font-weight:800}
.skip:focus{left:8px}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
h1,h2,h3,.display{font-family:var(--display);font-weight:400;line-height:1.05;letter-spacing:.005em}
h2{font-size:clamp(32px,4.4vw,52px)}
h3{font-size:22px}
.kicker{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:15px;color:var(--blue)}
.kicker::before{content:"";width:22px;height:22px;background:url(/assets/img/favicon.svg) center/contain no-repeat}
.on-dark .kicker{color:var(--sky)}
.lead{font-size:19px;color:var(--muted)}
.ico{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* buttons: 3D like the logo lettering */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 24px;border-radius:999px;font-weight:900;font-size:16px;text-decoration:none;transition:transform .12s,box-shadow .12s,filter .2s;white-space:nowrap}
.btn:active{transform:translateY(3px)}
.btn-red{background:linear-gradient(180deg,#FF3A3F,var(--red));color:#fff;box-shadow:0 5px 0 var(--red2),0 12px 24px -10px rgba(227,25,31,.7)}
.btn-red:active{box-shadow:0 2px 0 var(--red2)}
.btn-blue{background:linear-gradient(180deg,#3BC2FF,var(--blue));color:#fff;box-shadow:0 5px 0 #0742A6,0 12px 24px -10px rgba(11,99,229,.7)}
.btn-blue:active{box-shadow:0 2px 0 #0742A6}
.btn-wa{background:var(--wa);color:#063B1D;box-shadow:0 5px 0 #149447}
.btn-wa:active{box-shadow:0 2px 0 #149447}
.btn-ghost{background:#fff;color:var(--navy);box-shadow:0 0 0 2px var(--line) inset}
.btn-ghost:hover{box-shadow:0 0 0 2px var(--blue) inset}
.btn:hover{filter:brightness(1.06)}
.btn svg{width:20px;height:20px}

/* header */
.hdr{position:sticky;top:0;z-index:60;background:rgba(6,26,77,.92);backdrop-filter:blur(12px);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{height:46px;width:auto}
.menu{display:flex;gap:4px;font-weight:800;font-size:15px}
.menu a{padding:8px 12px;border-radius:999px;text-decoration:none;color:#DCE7FF}
.menu a:hover,.menu a[aria-current]{background:rgba(255,255,255,.1);color:#fff}
.navr{display:flex;align-items:center;gap:10px}
.langs{display:flex;background:rgba(255,255,255,.08);border-radius:999px;padding:3px}
.langs a{font-size:12.5px;font-weight:900;padding:6px 9px;border-radius:999px;text-decoration:none;color:#BFD0F5}
.langs a[aria-current]{background:#fff;color:var(--navy)}
.nav .btn{padding:10px 18px;font-size:15px}
.burger{display:none;width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.1);align-items:center;justify-content:center}
.mob{display:none}
@media(max-width:1060px){.menu{display:none}.burger{display:flex}}
@media(max-width:640px){.nav .btn,.nav .langs{display:none}.brand img{height:40px}}
.mob.open{display:flex;flex-direction:column;gap:4px;position:fixed;inset:72px 0 auto 0;background:var(--navy);padding:16px 20px 24px;z-index:59;border-bottom:1px solid rgba(255,255,255,.1)}
.mob a{color:#fff;text-decoration:none;font-family:var(--display);font-size:26px;padding:6px 0}
.mob .langs{align-self:flex-start;margin-top:10px}
.mob .langs a{font-family:var(--body);font-size:14px;padding:8px 12px}

/* hero */
.hero{position:relative;background:radial-gradient(ellipse 80% 70% at 75% 45%,#1452C8 0%,var(--navy2) 45%,var(--navy) 80%);color:#fff;overflow:hidden;padding:40px 0 110px}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:70px;background:var(--paper);clip-path:ellipse(75% 100% at 50% 100%)}
.rays{position:absolute;left:72%;top:46%;width:1500px;height:1500px;margin:-750px 0 0 -750px;background:repeating-conic-gradient(rgba(34,180,255,.13) 0 5deg,transparent 5deg 15deg);-webkit-mask:radial-gradient(circle,#000 8%,transparent 62%);mask:radial-gradient(circle,#000 8%,transparent 62%);animation:spin 90s linear infinite;pointer-events:none}
@keyframes spin{to{transform:rotate(360deg)}}
.stars{position:absolute;inset:0;pointer-events:none;background-image:radial-gradient(1.5px 1.5px at 12% 22%,#fff 50%,transparent),radial-gradient(1.2px 1.2px at 28% 70%,#cfe6ff 50%,transparent),radial-gradient(1.8px 1.8px at 46% 14%,#fff 50%,transparent),radial-gradient(1.2px 1.2px at 62% 82%,#fff 50%,transparent),radial-gradient(1.5px 1.5px at 88% 18%,#cfe6ff 50%,transparent),radial-gradient(1.2px 1.2px at 94% 60%,#fff 50%,transparent),radial-gradient(1.4px 1.4px at 6% 84%,#fff 50%,transparent);animation:tw 4s ease-in-out infinite alternate}
@keyframes tw{to{opacity:.45}}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center}
.hero h1{font-size:clamp(44px,6.4vw,84px);margin:14px 0 18px;text-shadow:0 3px 0 var(--blue),0 6px 0 #0742A6,0 14px 28px rgba(0,0,0,.35)}
.hero h1 .hl{color:var(--gold);text-shadow:0 3px 0 var(--gold2),0 6px 0 #B36A00,0 14px 28px rgba(0,0,0,.35)}
.hero .lead{color:#CFE0FF;max-width:560px}
.picker{margin-top:26px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:24px;padding:18px;max-width:600px;backdrop-filter:blur(6px)}
.picker>b{display:block;font-size:15px;margin-bottom:12px;color:#fff}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border-radius:999px;background:rgba(255,255,255,.1);border:1.5px solid rgba(255,255,255,.18);color:#fff;font-weight:800;font-size:15px;transition:background .15s,transform .15s;text-decoration:none}
.chip:hover{transform:translateY(-2px);background:rgba(255,255,255,.18)}
.chip[aria-pressed=true]{background:#fff;color:var(--navy);border-color:#fff}
.chip .ico{width:18px;height:18px}
.picker .row{display:flex;gap:12px;margin-top:16px;flex-wrap:wrap}
.picker .row .btn{flex:1;min-width:190px}
.trust{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:20px;font-weight:700;font-size:15px;color:#DCE7FF;list-style:none}
.trust li{display:flex;align-items:center;gap:7px}
.trust li::before{content:"";width:18px;height:18px;border-radius:50%;background:var(--ok) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-9'/%3E%3C/svg%3E") center/12px no-repeat}
.hero-art{position:relative;display:grid;place-items:center}
.hero-art .logo-big{width:min(560px,100%);height:auto;filter:drop-shadow(0 30px 40px rgba(0,0,0,.45));animation:float 5s ease-in-out infinite;transform-origin:50% 60%;will-change:transform}
@keyframes float{50%{transform:translateY(-14px) rotate(-1deg)}}
.badge{position:absolute;display:flex;align-items:center;gap:8px;background:#fff;color:var(--navy);font-weight:900;font-size:14px;padding:10px 14px;border-radius:16px;box-shadow:var(--sh);animation:float 6s ease-in-out infinite}
.badge .dot{width:30px;height:30px;border-radius:10px;display:grid;place-items:center;color:#fff}
.badge.b1{left:0;top:14%}.badge.b1 .dot{background:var(--red)}
.badge.b2{right:2%;top:6%;animation-delay:-3s}.badge.b2 .dot{background:var(--blue)}
.spark{position:absolute;width:26px;height:26px;background:#fff;clip-path:polygon(50% 0,60% 40%,100% 50%,60% 60%,50% 100%,40% 60%,0 50%,40% 40%);animation:spk 2.4s ease-in-out infinite}
.spark.s1{top:8%;right:16%}.spark.s2{bottom:30%;left:6%;width:18px;height:18px;animation-delay:-1.2s}.spark.s3{top:42%;right:2%;width:14px;height:14px;animation-delay:-.6s}
@keyframes spk{0%,100%{transform:scale(.4) rotate(0);opacity:.3}50%{transform:scale(1) rotate(45deg);opacity:1}}
@media(max-width:600px){.badge{display:none}}
@media(max-width:960px){.hero .wrap{grid-template-columns:1fr}.hero-art{order:-1;max-width:420px;margin:0 auto}.badge{font-size:12.5px;padding:8px 10px}.badge.b1{left:-4px}.rays{left:50%;top:22%}}

/* stats strip */
.stats{margin-top:-40px;position:relative;z-index:3}
.stats ul{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--r);box-shadow:var(--sh);overflow:hidden}
.stats li{padding:22px 18px;text-align:center;border-right:1px solid var(--line)}
.stats li:last-child{border-right:0}
.stats b{display:block;font-family:var(--display);font-weight:400;font-size:44px;line-height:1;color:var(--red)}
.stats li:nth-child(even) b{color:var(--blue)}
.stats span{font-weight:700;color:var(--muted);font-size:15px}
@media(max-width:700px){.stats ul{grid-template-columns:repeat(2,1fr)}.stats li:nth-child(2){border-right:0}.stats li:nth-child(-n+2){border-bottom:1px solid var(--line)}}
.insurers{text-align:center;margin-top:26px;color:var(--muted);font-weight:800;font-size:14px}
.insurers ul{list-style:none;display:flex;flex-wrap:wrap;gap:10px 26px;justify-content:center;margin-top:8px;font-family:var(--display);font-size:22px;color:#8A97BF}

section.sec{padding:96px 0}
.shead{display:flex;justify-content:space-between;align-items:end;gap:20px 40px;flex-wrap:wrap;margin-bottom:36px}
.shead h2{margin-top:10px;max-width:760px}
.shead p{color:var(--muted);max-width:440px}

/* products */
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}
.tab{padding:9px 16px;border-radius:999px;background:#fff;box-shadow:0 0 0 1.5px var(--line) inset;font-weight:800;font-size:15px}
.tab[aria-pressed=true]{background:var(--navy);color:#fff;box-shadow:none}
.pgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media(max-width:1000px){.pgrid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:700px){.pgrid{grid-template-columns:repeat(2,1fr);gap:12px}}
.pcard{position:relative;display:flex;flex-direction:column;gap:12px;background:#fff;border-radius:var(--r);padding:22px;text-decoration:none;box-shadow:0 0 0 1.5px var(--line) inset;transition:transform .2s,box-shadow .2s}
.pcard:hover{transform:translateY(-5px);box-shadow:0 0 0 2px var(--sky) inset,var(--sh)}
.pcard .pi{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(160deg,#3BC2FF,var(--blue));color:#fff;box-shadow:0 4px 0 #0742A6}
.pcard:nth-child(4n+2) .pi,.pcard:nth-child(4n+4) .pi{background:linear-gradient(160deg,#FF4A4F,var(--red));box-shadow:0 4px 0 var(--red2)}
.pcard .pi .ico{width:26px;height:26px}
.pcard h3{font-size:23px;color:var(--navy)}
.pcard p{font-size:14.5px;color:var(--muted);line-height:1.45}
.pcard .go{margin-top:auto;font-weight:900;font-size:14px;color:var(--blue);display:flex;align-items:center;gap:6px}
.pcard .tag{position:absolute;right:14px;top:14px;font-size:11.5px;font-weight:900;color:#fff;background:var(--red);padding:3px 9px;border-radius:999px}
.pcard[hidden]{display:none}
@media(max-width:700px){.pcard{padding:16px}.pcard p{display:none}.pcard h3{font-size:19px}.pcard .tag{position:static;align-self:flex-start;order:-1}}

/* finder */
.finder{position:relative;overflow:hidden;background:linear-gradient(140deg,var(--navy) 0%,var(--navy3) 100%);color:#fff;border-radius:32px;padding:52px;display:grid;grid-template-columns:.95fr 1.05fr;gap:40px}
.finder::before{content:"";position:absolute;right:-180px;top:-200px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(34,180,255,.4),transparent 70%)}
.finder>*{position:relative}
.finder h2{margin:10px 0 12px}
.finder p{color:#CFE0FF}
.sits{display:flex;flex-direction:column;gap:8px;margin-top:24px}
.sit{display:flex;align-items:center;gap:12px;text-align:left;padding:13px 16px;border-radius:16px;background:rgba(255,255,255,.07);border:1.5px solid rgba(255,255,255,.12);font-weight:800;transition:background .15s,transform .15s}
.sit:hover{background:rgba(255,255,255,.12);transform:translateX(4px)}
.sit[aria-pressed=true]{background:#fff;color:var(--navy);border-color:#fff}
.sit .n{width:28px;height:28px;border-radius:9px;background:var(--red);color:#fff;display:grid;place-items:center;font-size:14px;flex:none}
.rec{background:#fff;color:var(--ink);border-radius:24px;padding:28px;align-self:start;box-shadow:var(--sh)}
.rec h3{font-size:28px;color:var(--navy);margin-bottom:6px}
.ritem{display:flex;gap:14px;padding:16px 0;border-top:1px solid var(--line);animation:rin .4s both}
.ritem:first-of-type{border-top:0}
@keyframes rin{from{opacity:0;transform:translateX(12px)}}
.ritem .pi{width:46px;height:46px;border-radius:14px;background:var(--paper);color:var(--blue);display:grid;place-items:center;flex:none}
.ritem a{font-weight:900;text-decoration:none;color:var(--navy)}
.ritem a:hover{color:var(--blue)}
.ritem small{display:block;color:var(--muted);font-size:15px}
.pill{display:inline-block;font-size:11.5px;font-weight:900;padding:2px 8px;border-radius:999px;margin-left:6px;vertical-align:2px}
.pill.req{background:#FFE2E3;color:var(--red2)}.pill.opt{background:#DDF1FF;color:#0742A6}
.rec .btn{width:100%;margin-top:14px}
@media(max-width:900px){.finder{grid-template-columns:1fr;padding:30px 20px;border-radius:24px}}

/* tools */
.tools{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start}
@media(max-width:900px){.tools{grid-template-columns:1fr}}
.panel{background:#fff;border-radius:26px;padding:30px;box-shadow:0 0 0 1.5px var(--line) inset}
.panel h3{font-size:30px;color:var(--navy);margin-bottom:6px}
.panel .desc{color:var(--muted);margin-bottom:20px}
.seg{display:flex;flex-wrap:wrap;gap:4px;background:var(--paper);border-radius:16px;padding:4px;margin-bottom:20px}
.seg button{flex:1;min-width:88px;padding:10px 8px;border-radius:12px;font-weight:800;font-size:14px;color:var(--muted)}
.seg button[aria-pressed=true]{background:#fff;color:var(--navy);box-shadow:var(--sh-s)}
.calcv{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px}
.calcv span{font-weight:700;color:var(--muted)}
.calcv output{font-family:var(--display);font-size:42px;color:var(--navy)}
input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:12px;border-radius:9px;background:linear-gradient(90deg,var(--red) var(--p,20%),var(--line) var(--p,20%));outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:30px;height:30px;border-radius:50%;background:#fff;border:6px solid var(--red);box-shadow:var(--sh-s);cursor:grab}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:6px solid var(--red);cursor:grab}
.result{margin-top:24px;background:var(--navy);color:#fff;border-radius:20px;padding:22px;display:grid;grid-template-columns:1fr 1fr;gap:16px}
.result small{display:block;color:#A9BCEB;font-size:14px}
.result output{font-family:var(--display);font-size:40px;color:var(--gold);line-height:1.1}
.result p{grid-column:1/-1;font-size:13px;color:#8FA3D6;border-top:1px solid rgba(255,255,255,.12);padding-top:12px}
.cov{width:100%;border-collapse:collapse}
.cov td{padding:11px 4px;border-top:1px solid var(--line);font-weight:700;font-size:15.5px}
.cov td:last-child{text-align:right;width:40px}
.cov .y{color:var(--ok)}.cov .n{color:#C4CCE4}
.cov tr.off td:first-child{color:#A8B2D1}
.ideal{margin-top:16px;background:#FFF4D6;border-radius:16px;padding:14px 16px}
.ideal b{display:block;font-size:13px;color:#8A5A00}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;list-style:none;counter-reset:s}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}
.steps li{background:#fff;border-radius:var(--r);padding:26px;box-shadow:0 0 0 1.5px var(--line) inset;position:relative}
.steps li::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:52px;height:52px;border-radius:16px;font-family:var(--display);font-size:28px;color:#fff;background:linear-gradient(160deg,#FF4A4F,var(--red));box-shadow:0 4px 0 var(--red2);margin-bottom:18px}
.steps li:nth-child(even)::before{background:linear-gradient(160deg,#3BC2FF,var(--blue));box-shadow:0 4px 0 #0742A6}
.steps h3{color:var(--navy);margin-bottom:6px}
.steps p{color:var(--muted);font-size:15.5px}

/* blog cards */
.bgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media(max-width:900px){.bgrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.bgrid{grid-template-columns:1fr}}
.bcard{display:flex;flex-direction:column;background:#fff;border-radius:var(--r);overflow:hidden;text-decoration:none;box-shadow:0 0 0 1.5px var(--line) inset;transition:transform .2s,box-shadow .2s}
.bcard:hover{transform:translateY(-4px);box-shadow:0 0 0 2px var(--sky) inset,var(--sh)}
.bcard .cov-img{aspect-ratio:16/8;display:grid;place-items:center;color:#fff;position:relative;overflow:hidden}
.bcard .cov-img .ico{width:54px;height:54px;stroke-width:1.6;position:relative}
.bcard .cov-img::before{content:"";position:absolute;inset:-40%;background:repeating-conic-gradient(rgba(255,255,255,.08) 0 6deg,transparent 6deg 18deg)}
.bcard:nth-child(3n+2) .cov-img::before{transform:translate(30%,20%)}.bcard:nth-child(3n) .cov-img::before{transform:translate(-25%,-15%) rotate(9deg)}
.bcard:nth-child(4n+1) .cov-img .ico{transform:rotate(-8deg) scale(1.1)}.bcard:nth-child(4n+3) .cov-img .ico{transform:rotate(6deg)}
.c-car,.c-moto{background:linear-gradient(135deg,#0B63E5,#061A4D)}
.c-home,.c-pet{background:linear-gradient(135deg,#E3191F,#7E0A0E)}
.c-health,.c-life,.c-dec,.c-travel{background:linear-gradient(135deg,#22B4FF,#0B63E5)}
.c-pasiu,.c-group{background:linear-gradient(135deg,#0E3A92,#061A4D)}
.c-ski,.c-school{background:linear-gradient(135deg,#3BC2FF,#0E3A92)}
.c-freel,.c-rc,.c-biz,.c-save,.c-general{background:linear-gradient(135deg,#FF9F1C,#E3191F)}
.bcard .bc{padding:20px;display:flex;flex-direction:column;gap:8px;flex:1}
.bcard .cat{font-size:13px;font-weight:900;color:var(--blue)}
.bcard h3{font-size:21px;color:var(--navy);line-height:1.15}
.bcard p{font-size:15px;color:var(--muted)}
.bcard .meta{margin-top:auto;font-size:13px;font-weight:700;color:#8792B8}
.bcard[hidden]{display:none}

/* faq */
.faqwrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px}
@media(max-width:900px){.faqwrap{grid-template-columns:1fr;gap:24px}}
.search{display:flex;align-items:center;gap:10px;background:#fff;border-radius:16px;padding:14px 16px;margin-top:22px;box-shadow:0 0 0 1.5px var(--line) inset}
.search:focus-within{box-shadow:0 0 0 2px var(--blue) inset}
.search input{border:0;outline:0;background:none;flex:1;font-size:16px;min-width:0;color:var(--ink)}
.search{color:var(--muted)}
.faq{background:#fff;border-radius:24px;padding:6px 24px;box-shadow:0 0 0 1.5px var(--line) inset}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-of-type{border-bottom:0}
.faq summary{list-style:none;cursor:pointer;padding:20px 44px 20px 0;font-weight:900;font-size:17.5px;position:relative;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:0;top:18px;width:30px;height:30px;border-radius:10px;background:var(--paper) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B63E5' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E") center/16px no-repeat;transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg);background-color:#FFE2E3}
.faq summary small{display:block;font-size:12.5px;color:var(--blue);font-weight:900}
.faq details p{color:var(--muted);padding:0 44px 20px 0}
.faq .empty{padding:20px 0;color:var(--muted)}

/* cta band */
.cta{position:relative;overflow:hidden;border-radius:32px;background:radial-gradient(ellipse at 80% 30%,#1452C8,var(--navy) 70%);color:#fff;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:20px;padding:44px 52px 0}
.cta h2{text-shadow:0 3px 0 var(--blue),0 6px 0 #0742A6}
.cta p{color:#CFE0FF;margin:12px 0 22px;font-size:18px}
.cta .acts{display:flex;gap:12px;flex-wrap:wrap;padding-bottom:44px}
.cta img{width:100%;height:auto;align-self:end}
@media(max-width:900px){.cta{grid-template-columns:1fr;padding:32px 22px 0;border-radius:24px}.cta img{max-width:420px;margin:0 auto}}
.contact{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:20px}
.contact a{display:flex;gap:12px;align-items:center;background:#fff;border-radius:18px;padding:16px;text-decoration:none;box-shadow:0 0 0 1.5px var(--line) inset;transition:transform .15s}
.contact a:hover{transform:translateY(-3px)}
.contact .pi{width:44px;height:44px;border-radius:12px;background:var(--paper);color:var(--blue);display:grid;place-items:center;flex:none}
.contact b{display:block;color:var(--navy)}
.contact small{color:var(--muted);font-size:14px;word-break:break-word}
@media(max-width:900px){.contact{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.contact{grid-template-columns:1fr}}

/* page hero (products / blog / legal) */
.phero{position:relative;overflow:hidden;background:radial-gradient(ellipse 70% 90% at 85% 30%,#1452C8,var(--navy) 70%);color:#fff;padding:34px 0 90px}
.phero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:56px;background:var(--paper);clip-path:ellipse(75% 100% at 50% 100%)}
.phero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:center}
.phero h1{font-size:clamp(38px,5.4vw,66px);margin:12px 0 14px;text-shadow:0 3px 0 var(--blue),0 6px 0 #0742A6}
.phero p{color:#CFE0FF;font-size:18.5px;max-width:640px}
.phero .acts{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.phero .big-ico{justify-self:center;width:200px;height:200px;border-radius:50px;display:grid;place-items:center;background:linear-gradient(160deg,#3BC2FF,var(--blue));box-shadow:0 10px 0 #0742A6,0 40px 60px -20px rgba(0,0,0,.6);transform:rotate(-6deg);animation:float 5s ease-in-out infinite}
.phero .big-ico .ico{width:100px;height:100px;stroke-width:1.5;color:#fff}
.phero .rays{left:85%;top:40%}
@media(max-width:820px){.phero .wrap{grid-template-columns:1fr}.phero .big-ico{display:none}}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;font-size:14px;font-weight:700;color:#A9BCEB;list-style:none}
.crumbs a{color:#DCE7FF;text-decoration:none}
.crumbs li+li::before{content:"›";margin-right:6px}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:820px){.cols{grid-template-columns:1fr}}
.list{list-style:none;display:flex;flex-direction:column;gap:10px}
.list li{display:flex;gap:12px;align-items:flex-start;font-weight:700}
.list li::before{content:"";flex:none;width:24px;height:24px;margin-top:1px;border-radius:8px;background:var(--ok) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-9'/%3E%3C/svg%3E") center/14px no-repeat}
.list.f li::before{background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/14px no-repeat}
.note{margin-top:20px;background:#FFF4D6;border-left:5px solid var(--gold);border-radius:14px;padding:16px 18px;font-weight:600}
.prose{max-width:760px}
.prose p{margin-bottom:16px}
.intro p{font-size:18.5px;margin-bottom:14px}
.minis{display:flex;flex-wrap:wrap;gap:8px}
.minis a{display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border-radius:999px;background:#fff;box-shadow:0 0 0 1.5px var(--line) inset;text-decoration:none;font-weight:800;font-size:14.5px;color:var(--navy)}
.minis a:hover{box-shadow:0 0 0 2px var(--blue) inset}
.minis .ico{width:18px;height:18px;color:var(--blue)}

/* article */
.art{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;align-items:start}
@media(max-width:980px){.art{grid-template-columns:1fr}}
.art-body{background:#fff;border-radius:26px;padding:44px;box-shadow:0 0 0 1.5px var(--line) inset;font-size:18px;line-height:1.75}
@media(max-width:600px){.art-body{padding:24px 18px;font-size:17px}}
.art-body h2{font-size:32px;color:var(--navy);margin:36px 0 12px;scroll-margin-top:90px}
.art-body h3{font-size:24px;color:var(--navy);margin:26px 0 8px}
.art-body p{margin-bottom:16px}
.art-body ul,.art-body ol{margin:0 0 18px 22px}
.art-body li{margin-bottom:6px}
.art-body a{color:var(--blue);font-weight:700;text-decoration-thickness:2px;text-underline-offset:3px}
.art-body strong{color:var(--navy)}
.art-body blockquote{border-left:5px solid var(--sky);background:var(--paper);border-radius:12px;padding:14px 18px;margin:0 0 18px;font-weight:600}
.art-body table{width:100%;border-collapse:collapse;margin-bottom:18px;font-size:16px}
.art-body th,.art-body td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
.art-body th{background:var(--paper)}
.art-meta{display:flex;flex-wrap:wrap;gap:6px 16px;color:#A9BCEB;font-weight:700;font-size:14.5px;margin-top:10px}
.aside{position:sticky;top:96px;display:flex;flex-direction:column;gap:16px}
.toc{background:#fff;border-radius:20px;padding:20px;box-shadow:0 0 0 1.5px var(--line) inset}
.toc b{display:block;font-family:var(--display);font-weight:400;font-size:20px;color:var(--navy);margin-bottom:8px}
.toc ol{margin-left:18px;font-size:15px;font-weight:700}
.toc a{color:var(--muted);text-decoration:none}
.toc a:hover{color:var(--blue)}
.side-cta{background:linear-gradient(160deg,var(--navy3),var(--navy));color:#fff;border-radius:20px;padding:20px;text-align:center}
.side-cta img{width:180px;margin:0 auto 8px}
.side-cta b{font-family:var(--display);font-weight:400;font-size:24px;display:block;line-height:1.1;margin-bottom:12px}
.side-cta .btn{width:100%}
.inline-cta{display:flex;gap:18px;align-items:center;background:linear-gradient(135deg,var(--navy3),var(--navy));color:#fff;border-radius:22px;padding:22px;margin:30px 0}
.inline-cta img{width:110px;flex:none}
.inline-cta b{font-family:var(--display);font-weight:400;font-size:24px;display:block;line-height:1.1}
.inline-cta p{color:#CFE0FF;margin:6px 0 12px!important;font-size:16px}
@media(max-width:600px){.inline-cta{flex-direction:column;text-align:center}}
.bfilter{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 20px}

/* footer */
.ftr{background:var(--navy);color:#BFD0F5;padding:64px 0 120px;margin-top:40px}
.ftr .wrap{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:32px}
.ftr img{height:76px;width:auto;margin-bottom:14px}
.ftr h3{font-family:var(--body);font-weight:900;font-size:15px;color:#fff;margin-bottom:12px}
.ftr ul{list-style:none;display:flex;flex-direction:column;gap:6px;font-size:15px}
.ftr a{text-decoration:none;color:#BFD0F5}
.ftr a:hover{color:#fff}
.ftr .bottom{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.1);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:14px}
.ftr .langs{background:rgba(255,255,255,.08)}
@media(max-width:900px){.ftr .wrap{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.ftr .wrap{grid-template-columns:1fr}}

/* floating actions (every page) */
.fab{position:fixed;right:18px;bottom:18px;z-index:70;display:flex;flex-direction:column;align-items:flex-end;gap:10px}
.fab .wa{width:58px;height:58px;border-radius:50%;background:var(--wa);display:grid;place-items:center;box-shadow:0 10px 24px -8px rgba(37,211,102,.8);transition:transform .2s}
.fab .wa:hover{transform:scale(1.08)}
.fab .wa svg{width:30px;height:30px;fill:#fff}
.fab .ask{display:flex;align-items:center;gap:10px;padding:8px 20px 8px 8px;border-radius:999px;background:linear-gradient(180deg,#FF3A3F,var(--red));color:#fff;font-weight:900;box-shadow:0 5px 0 var(--red2),0 16px 30px -10px rgba(227,25,31,.8);animation:nudge 6s ease-in-out 3s infinite}
.fab .ask img{width:42px;height:42px;border-radius:50%;background:#fff;padding:3px}
@keyframes nudge{0%,88%,100%{transform:none}91%{transform:translateY(-6px) rotate(-2deg)}94%{transform:none}97%{transform:translateY(-3px)}}
@media(max-width:600px){.fab{left:12px;right:12px;flex-direction:row-reverse;justify-content:space-between;align-items:center}.fab .ask{flex:1;justify-content:center}}

/* wizard modal */
.wiz{position:fixed;inset:0;z-index:100;display:flex;flex-direction:column;background:var(--paper);transform:translateY(100%);visibility:hidden;transition:transform .45s cubic-bezier(.2,.8,.2,1),visibility 0s .45s}
.wiz.open{transform:none;visibility:visible;transition:transform .45s cubic-bezier(.2,.8,.2,1)}
.wiz-h{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 20px;background:var(--navy);color:#fff}
.wiz-h img{height:40px;width:auto}
.prog{flex:1;max-width:520px;height:10px;border-radius:9px;background:rgba(255,255,255,.15);overflow:hidden}
.prog b{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--red),var(--gold));border-radius:9px;transition:width .4s}
.xbtn{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.12);display:grid;place-items:center;font-size:22px;color:#fff}
.wiz-b{flex:1;overflow:auto;padding:30px 20px 40px}
.wstep{max-width:800px;margin:0 auto;animation:wst .4s both}
@keyframes wst{from{opacity:0;transform:translateY(12px)}}
.wstep .k{font-weight:900;color:var(--blue);font-size:15px}
.wstep h2{color:var(--navy);margin:6px 0 24px;font-size:clamp(30px,4.4vw,48px)}
.qlbl{font-weight:900;margin:22px 0 10px;color:var(--navy)}
.qlbl:first-of-type{margin-top:0}
.opts{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.opts.c3{grid-template-columns:repeat(3,1fr)}.opts.c2{grid-template-columns:repeat(2,1fr)}
@media(max-width:700px){.opts,.opts.c3{grid-template-columns:repeat(2,1fr)}}
.ob{display:flex;flex-direction:column;justify-content:center;gap:8px;min-height:60px;text-align:left;padding:14px;border-radius:16px;background:#fff;box-shadow:0 0 0 1.5px var(--line) inset;font-weight:800;transition:transform .12s,box-shadow .12s}
.ob:hover{box-shadow:0 0 0 2px var(--sky) inset}
.ob[aria-pressed=true]{background:var(--navy);color:#fff;box-shadow:0 4px 0 #020A22}
.ob .ico{width:26px;height:26px;color:var(--blue)}
.ob[aria-pressed=true] .ico{color:var(--gold)}
.fld{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.fld span{font-weight:800;font-size:15px}
.fld input,.fld textarea,.fld select{background:#fff;border:0;box-shadow:0 0 0 1.5px var(--line) inset;border-radius:14px;padding:14px 16px;font-size:16px;outline:none}
.fld input:focus,.fld textarea:focus{box-shadow:0 0 0 2px var(--blue) inset}
.fld.err input{box-shadow:0 0 0 2px var(--red) inset;background:#FFF5F5}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:600px){.two{grid-template-columns:1fr}}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:15px;color:var(--muted);margin-top:6px}
.consent input{width:22px;height:22px;flex:none;accent-color:var(--red);margin-top:2px}
.consent a{color:var(--blue)}
.hp{position:absolute!important;left:-5000px!important;width:1px;height:1px;overflow:hidden}
.werr{color:var(--red2);font-weight:800;margin-top:10px}
.wiz-f{display:flex;justify-content:space-between;gap:12px;padding:14px 20px;background:#fff;border-top:1px solid var(--line)}
.wiz-f .btn{min-width:140px}
.wdone{text-align:center;max-width:620px;margin:0 auto}
.wdone img{width:min(320px,80%);margin:0 auto;animation:pop .7s both cubic-bezier(.3,1.5,.5,1)}
@keyframes pop{from{transform:scale(.3) translateY(60px);opacity:0}}
.wdone .k{font-family:var(--display);font-size:30px;color:var(--red);display:block;margin-top:10px}
.wdone .ref{display:inline-block;margin:14px 0;background:#fff;border-radius:12px;padding:8px 14px;font-weight:900;box-shadow:0 0 0 1.5px var(--line) inset}
.wdone .acts{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:10px}

/* cookie bar (only with analytics) */
.ckbar{position:fixed;left:16px;right:16px;bottom:16px;z-index:90;max-width:560px;background:#fff;border-radius:18px;box-shadow:var(--sh);padding:18px;display:none}
.ckbar.show{display:block}
.ckbar p{font-size:15px;margin-bottom:12px}
.ckbar .acts{display:flex;gap:8px;flex-wrap:wrap}

/* reveal on scroll (single, subtle) */
.rv{opacity:0;transform:translateY(22px);transition:opacity .7s,transform .7s cubic-bezier(.2,.8,.2,1)}
.rv.in{opacity:1;transform:none}
.no-js .rv{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}html{scroll-behavior:auto}}
